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What is a 613 Letter under the Fair Credit Reporting Act?

Posted by Ryan Howard on Fri, Oct 21, 2016  |  Share       

The Fair Credit Reporting Act (FCRA) is federal regulation enacted to protect consumer information and designates how that information is allowed to be used by consumer reporting agencies (CRA). The increasingly complex legislation has been amended several times since its inception in 1970 and is still up to interpretation and enforcement by the Federal Trade Commission. Section 613 of the FCRA has been under question by some employers vigilant to follow the law and mitigate the risk of litigation. 

While not offering legal advice, the intention of this post is to assist employers with a clearer understanding of FCRA section 613.

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Topics: Instant Background Checks, FCRA Compliance

Why Background Checks Fail

Posted by Ryan Howard on Thu, Sep 03, 2015  |  Share       

Just last week the Department of Justice settled with a background check company over allegations that it cut corners on background checks. The background checks in question were NSA security leak contractor Edward Snowden and the Navy Yard shooter from the 2013 incident where 12 people died. Running a background check on new employees, especially government employees of certain power, is required. However not all background checks are created equal, as apparent by the above claims. Often a quality inspection of the background check process may be what is needed to verify that the screening is comprehensive and accurate. Below are some of the reasons why background checks fail.

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Topics: Employee Background Screening, Instant Background Checks, criminal background check, Why Background Checks Fail

The Pros and Cons of a Quick Background Check

Posted by Ryan Howard on Wed, Jun 24, 2015  |  Share       

Quick Background Checks

We get it. There are many of us with a "fear of commitment". Even if you've been courting an awesome job candidate or are ready to rent to the perfect tenant, sometimes you only want a quick background check instead of committing to a third party background screening company. This is especially true if you know that your awesome job candidate or tenant could be off the market soon. You want to move swiftly. You also want credible data that you can depend on when making a decision on the right people. Is a quick background check a good idea? Let's dig deeper. 

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Topics: Instant Background Checks, Tenant Screening, criminal background check

Cheap Background Checks? You get what you pay for.

Posted by Ryan Howard on Wed, Sep 10, 2014  |  Share       

If you regularly need background checks, it’s important to find the right provider. Using the wrong service can be disastrous for your business, which is why you shouldn’t make a decision based on price alone. Here are some things you should keep in mind in order to ensure you choose the right company to fill your background screening needs.

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Topics: Instant Background Checks, A Professional Background Screening Company, Cost of a Background Check

How to use Instant Criminal Background Checks

Posted by Ryan Howard on Mon, Jun 25, 2012  |  Share       

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Topics: Employee Background Screening, Instant Background Checks, Tenant Screening

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