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Employer and Landlord Responsibilities under the Fair Credit Reporting Act

Posted by Ryan Howard on Wed, May 03, 2017  |  Share       

The Fair Credit Reporting Act (FCRA) places limits and rules on the usage of consumer reports by both employers and landlords. As such the following duties must be carried out when you are making use of a personal consumer report.

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Topics: Employee Background Screening, Adverse Action Notice, Tenant Screening, Employment Background Screening, FCRA Compliance, Fair Credit Reporting Act

What is a 613 Letter under the Fair Credit Reporting Act?

Posted by Ryan Howard on Fri, Oct 21, 2016  |  Share       

The Fair Credit Reporting Act (FCRA) is federal regulation enacted to protect consumer information and designates how that information is allowed to be used by consumer reporting agencies (CRA). The increasingly complex legislation has been amended several times since its inception in 1970 and is still up to interpretation and enforcement by the Federal Trade Commission. Section 613 of the FCRA has been under question by some employers vigilant to follow the law and mitigate the risk of litigation. 

While not offering legal advice, the intention of this post is to assist employers with a clearer understanding of FCRA section 613.

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Topics: Instant Background Checks, FCRA Compliance, Fair Credit Reporting Act

In the News: Fair Credit Reporting Act

Posted by Ryan Howard on Thu, Jul 09, 2015  |  Share       

FCRA in the Headlines

The Fair Credit Reporting Act (FCRA) may not be as glamorous as the Kardashian Family but business owners and HR professionals are probably used to seeing just as many headlines. Or at least they should be. On a daily basis, companies are facing litigation for not being aware of the strict regulations of the Fair Credit Reporting Act. Other news stories focus on FCRA violations from the point of view of those it was made to protect. Here are a few of the latest FCRA headlines. 

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Topics: FCRA Compliance, Fair Credit Reporting Act

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